Are there health insurance benefits for domestic partners? HealthSherpa Blog

Claiming A Domestic Partner As A Dependent

The IRS has several requirements for you to claim someone as a dependent. In general, they must live with you, earned less than $4,300 in 2021, and you must have provided more than 50% of their support. You might still qualify for other tax breaks related to having a dependent, however. The credit for other dependents is worth $500 per qualifying dependent. An exception exists if they’re filing jointly simply to claim a refund of all taxes withheld from their pay.

They can’t earn more than $4,300 as of the 2021 tax year—the tax return you’ll file in 2022. This figure is adjusted for inflation, so it can be expected to increase periodically. It used to be equal to the amount of the personal exemption that was available each year, but the exemption itself has been reduced to zero through 2025 under the terms of the Tax Cuts and Jobs Act . Some qualifying relatives don’t actually have to live with you, but this rule is reserved for literal relatives, which your partner is not. Full BioEric is a duly licensed Independent Insurance Broker licensed in Life, Health, Property, and Casualty insurance. He has worked more than 13 years in both public and private accounting jobs and more than four years licensed as an insurance producer.

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However, it is unlikely that registered domestic partners will satisfy the gross income requirement of section 152 and the support requirement of section 152. To satisfy the gross income requirement, the gross income of the individual claimed as a dependent must be less than the exemption amount ($3,900 for 2013). Because registered domestic partners each report half the combined community income earned by both partners, it is unlikely that a registered domestic partner will have gross income that is less than the exemption amount. Each registered domestic partner may qualify to claim the adoption credit for the amount of the qualified adoption expenses paid for the adoption. The partners may not both claim a credit for the same qualified adoption expenses, and the sum of the credit taken by each registered domestic partner may not exceed the total amount paid.

Claiming A Domestic Partner As A Dependent

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When e-filing for Oregon, you must submit a “state only” submission. Both persons are capable of Claiming A Domestic Partner As A Dependent consenting to the domestic partnership. Available only at participating H&R Block offices.

Claiming A Domestic Partner As A Dependent

Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or MetaBank®. If H&R Block makes an error on your return, we’ll pay resulting penalties and interest. He must have lived with you all 365 days of the year as a member of your household. You can’t be someone else’s dependent, even if they don’t claim you as a dependent.


A domestic partnership may be terminated, with or without the consent of both partners, by filing a termination of domestic partnership statement with the DOH Registrar. The termination of the domestic partnership will become effective six months after the date the statement is filed with the DOH Registrar. A domestic partner’s child may not be the employee’s child. This means an employer might have an imputed income issue for the child as well, with the same adverse tax consequences.

  • Of employers that offer partner benefits, the majority — 58 percent — offer benefits to both same- and different-sex partners of their employees .
  • If you moved in together in the middle of the year, you’ll have to wait until the next year before claiming your partner as a dependent.
  • The IRS imposes actual income limits.
  • A taxpayer may not claim an adoption credit for the expenses of adopting the child of the taxpayer’s spouse .
  • This means the employee pays $80 per month over the cost of employee only coverage for the spouse/domestic partner coverage ($115-$35).

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Legal/Government Documentation

Publication 555, Community Property, provides general information for taxpayers, including registered domestic partners, who reside in community property states. Like other provisions of the federal tax law that apply only to married taxpayers, section 66 and section 469 do not apply to registered domestic partners because registered domestic partners are not married for federal tax purposes. When you get married, you can change your health coverage. You can add yourself, your new spouse and children to your employer’s plan, enroll in your spouse’s employer’s plan, or find coverage through the Health Insurance Marketplace . Get the details on all of your special enrollment options and be sure you understand how the different plans work.

Once you identify someone as a dependent on your tax return, you’re announcing to the IRS that you are financially responsible for another person. For tax years prior to 2018, taxpayers were allowed to reduce their taxable income by a certain amount for each dependent claimed on a tax return. This is known as an exemption deduction.

Because cohabiting in any of these states is illegal, the IRS will not allow you to claim your partner as a dependent. Only the partner who pays his or her own education expenses or the expenses of his or her dependent is eligible for an education credit . If the student partner uses community funds to pay the education expenses, the student partner may determine the credit as if he or she made the entire expenditure. In that case, the student partner has received a gift from his or her partner equal to one-half of the expenditure. To be a qualified education loan, the indebtedness must be incurred by a taxpayer to pay the qualified education expenses of the taxpayer, the taxpayer’s spouse, or a dependent of the taxpayer (section 221). Thus, only the partner who incurs debt to pay his or her own education expenses or the expenses of a dependent may deduct interest on a qualified education loan .

The IRS provides a withholding calculator to help you figure out whether all of your dependents are really your dependents for tax purposes. Tax credits are particularly beneficial because, unlike tax deductions, they come directly off any tax you owe to the IRS, dollar for dollar.

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